Debit Cards

Many people with bad credit utilize debit cards to get the convenience associated with credit cards. You can give your debit card number to a merchant or swipe it at the cash register. To encourage frequent usage of debit cards, many institutions also offer rewards programs. Keep in mind that a debit card is not a credit card however. When you use a credit card, you are borrowing money that you will need to repay to the lender. When you use a debit card, you will be taking money out of your checking/savings account. Since you are not borrowing someone's money, there is no interest rate to pay on purchases. Some issuers may charge a monthly fee, so be sure to find that out before you sign-up. If you don't have any cash on hand (or in an account), a debit card won't help with an immediate cash need. You may want to consider a personal loan instead.
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Below are popular debit card offerings by financial institutions.
Click the 'Apply Now' button next to your desired card to fill out an application.